Leigh Anne Touhy is the fictional representation of the existent life Leigh Anne. famed adoptive female parent of Michael Oher from the 2009 movie The Blind Side. Leigh Anne is a white interior interior decorator. life in the South with her hubby and two kids. The household is considered to be portion of the upper category. and made their money from having a twine of fast nutrient ironss. Leigh Anne and her household take in a black homeless male child. Michael. and throughout the movie experience a turning love and bond. They finally adopt Michael and the Leigh Anne becomes a ferociously protective female parent. Very small is revealed about her upbringing or background. The lone pre-film clip period information that is genuinely shared is her attending at Ole’ Miss and her calling as a cheerleader.
A Sullivan ViewLeigh Anne is a profoundly devoted. lovingness and difficult working female parent. married woman and member of her southern community. Equally unfastened as her bosom is. her emotional openness is missing. When looking at her inability or involuntariness to demo emotion. even to her household. Sullivan’s interpersonal theory would see this as a self-security step ( Sullivan. 1953 ) . Leigh Anne strives to ever demo her “good self” . and while there may be an implicit in deficiency of ego regard. there is a greater desire to protect herself and her loved 1s from the bad in the universe. including overpowering feelings of emotion. The anxiousness induced by strong feelings of any grade. forces a wall up.
Allport’s Traits in ActionGordon Allport. considered to be a trait psychologist. categorized a person’s single traits into three subdivisions. Cardinal. Central. and Secondary ( Allport: Psychology of the Individual. 2002 ) . In taking an Allport appraisal of Leigh Anne’s traits. one can see what the opinion facets are and what is more reserved. Cardinal traits fro Leigh Anne seems to be honesty. nurturance. and trueness. A Christian. southern adult female. Leigh Anne is honest ( all most to a flooring grade ) and prides herself on it. Her nurturance is copiously evident in non merely to care she takes of her household. but besides those in her tight nit universe. Leigh Anne’s trueness is unwavering. and throughout the films clip line we observe her put herself literally in forepart of a gun to stand by her people. Cardinal traits that Leigh Anne. and harmonizing to Allport all persons posses to a grade. would be unity. empathy. and likability. For many grounds she expresses unity and empathy in about every minute of the film. and good. how can you non like her. Leigh Anne’s secondary traits are likely the most interesting of all. These are the traits that one merely sees when she is faced with a state of affairs that causes either great hurt or a big sum of emotion. Her bravery. defensiveness. timidness and aggression. all escape the careful lock box of emotion at different times. When her household or herself is threatened she is found to contend for them. but when overwhelmed with emotion. she becomes closed off and withdrawn.
Five Factor AnalysissThe five-factor theoretical account of personality is a hierarchal organisation of personality traits in footings of five basic dimensions: Extraversion. Agreeableness. Conscientiousness. Neuroticism. and Openness to Experience ( McCrae. 1991 ) . Based on her character in the movie. Leigh Anne’s Five Factor consequences would reflect so: Factor I extraversion. this trait reflects penchant for. and behaviour in. societal state of affairss. Peoples high in extroversion are energetic and seek out the company of others. ( 40 ) Is comparatively high. Factor II amenity. this trait reflects how we tend to interact with others. Peoples high in agreeableness tend to be swearing. friendly and concerted. ( 27 ) Is about norm. Factor III conscientiousness. this trait reflects how organized and relentless we are in prosecuting our ends. High scorers are methodical. good organized and duteous. ( 45 ) Is comparatively high. Factor IV neurosis. this trait reflects the inclination to see negative ideas and feelings. High scorers are prone to insecurity and emotional hurt. Low scorers tend to be more relaxed. less emotional and less prone to hurt. ( 14 ) Is comparatively low. Factor V openness. this trait reflects ‘open-mindedness’ and involvement in civilization. Low scorers are more earthy. less interested in art and more practical in nature. ( 16 ) Is comparatively low.
Explanation of PersonalityThe film falls short on any existent background information about Leigh Anne Touhy. There is small to no treatment of life outside of the clip period represented in the movie. Trying to explicate where and why the personality development happened would be merely a conjecture. and have no existent footing. What can be said is that the high degree of extroversion and conscientiousness could be linked to the civilization in which she lives. It is a immense stereotype. but most southern adult females are viewed as loud. life of the party health professionals. and this generalisation does look to aline with Leigh Anne’s overall character. This speaks to the influence of environment and civilization on personality development in this instance. but once more. without any existent cognition of her upbringing or background. this is strictly an premise.
DecisionWith small known about the background of the character. it is impossible to definitively asses’ personality and its development. However. what is known about Leigh Anne Touhy shows a womb-to-tomb consistence of personality. Whether sing from a cognitive. trait. or five-factor position. the facets of her personality show an implicit in issue with strong emotion and a high influence from cultural and environmental factors. In the terminal Leigh Anne Touhy is an surpassing. lovingness. and loyal adult female. who genuinely embodies what every southern lady. strives to be.
Allport: Psychology of the Individual. ( 2002 ) . Dispositional Theories. McGraw-Hill. Retrieved from hypertext transfer protocol: //highered. mcgraw hill. com/sites/0072316799/student_view0/part4/chapter14/chapter_outline. hypertext markup language McCrae. R. R. ( 1991. May 9 ) . Inroduction to the Five-Factor Model and its Applications. Sullivan. H. ( 1953 ) . The Interpersonal Theory of Personality. New York: W. W. Norton.
Americans Never Give Up
The U. S. Used harsh, but appropriate, measures to civilize the inhabitants of the west. After reading lecture notes and readings in the books, Vive come to conclude that I am a bit biased on this statement, because coming from a race that is a minority and the acts they had to endure is simply immortal and I would have to disagree on calling their measures appropriate. Yet, on the other hand, had it not been for the trials and tribulations they had to go through, perhaps we wouldn’t be the country we are today and that’s how it is these days, the survival of the fittest, where the strong arrive and come out on top.
But for the most part, actions that were taken on behalf of the United States were at times beyond harsh and I know there had to be other ways to civilize the west without all the violence. For example, as the U. S. Continued to move westward, Mexican Americans were one of the citizens that were forced to transition into what the U. S. Saw as the correct way of life. Unlike the Indians, the Mexican Americans were citizens and were unable to be ran off their land. The Mexican Americans wanted to be a part of the new lattice structures of their new “homeland” but found themselves being ignored and without say.
Instead of trying to prove a point and be heard, it only made their situation worse. Knowing what they were getting themselves into and tired of being at the bottom of the political chain, in 1859 a wealthy landowner from Brownsville named Juan Cartoon decided to declare war, known as Ocarina’s Rebellion. Mexicans tried to seek respect and with war comes the death of people; this would be the beginning of the Civil war, the first of many wars for the Mexican Americans which ere fought for equality in the new land. So instead of the U. S. Owing off on the Mexicans and going to war, I feel they could have came to an agreement where both can live as one, but it was never enough for the U. S. , it was either all or nothing. Another culture, I believe had it the worse, would have to be the Indians. They did not have a choice, it was either abide by our way of living or be dealt with. The Americans saw a way of life totally different from those of the Indians. Indians saw a way of living as fair trade and the land as mother earth, which is to be shared amongst each other. U. S. Was a consumer society and interested in profits and capitalism.
U. S. Considered the American Dream to be all about money and Indians believed that money would lead to greed. As the U. S. Continued across the west, anywhere Indians were found, they were pushed off their land with nowhere to turn. During this time, is when I believe appropriate measures were not taken, one of the civil war generals, Philip Shedding believed that, “the only good Indian is a dead Indian. ” The U. S. Was willing to use all forces necessary to civilize the west at all sots, even taking the lives of those who opposed the American way.
But the U. S. Did not let up, they continued taking the land and leaving the Indians no option but to surrender like the Navajo, and for those who didn’t… They were left helpless with no Charlotte Palomar Exam 1 By Char-Funniest food. The U. S. Even went to the extremes of slaughtering buffalo Just so that the Indians wouldn’t use them, for they played a big part in the Indian life. There was no boundary for the U. S. , with all the injustice being done to the Indians the only option hey had was to be forced to a reservation in the worst areas possible.
But the U. S. Did this as an attempt for the Indians to surrender their ways, or starve to death. Not only were the Indians starving but were mistreated and even sexually abused if they were to speak their native tongue. Another example of unnecessary force for civilization was constantly mistreating those that continued to keep their culture alive. The purpose was to break the chain of any connections between them and their past. They wanted to eliminate their past existence and mold them into the American melting pot, where English was the only ay.
Anyone that begged to differ would be destroyed. So harsh force, I’d have to totally agree, now was it necessary… ‘ think not. But… Had the Americans not acted the way they did, who knows where we’d be today. We get to live in the land of the free because the Americans never let up. Mexicans were one of the few that were able to keep their culture alive and yet adapt to the American Way. Although some cultures were unable to do the same, the United States had the mentality was to be number one, which is the mentality we still have to day but to a certain extent.
Chase’s Strategy For Syndicating The Hong Kong Disneyland
Accepting a lesser underwriting fee (could have been lesser than EBPP) Q: As Disney would you sign the standard commitment letter? Which parts might concern you and why? As Chase, which parts are you willing to alter or remove? If we were in Disney’s position, we would have signed the standard commitment letter. Chase has made the proposal to suit most of our needs. We have a strong relationship with Chase Manhattan Bank worldwide. As Disney the following aspects of the proposal would be of concern: 1 .
The Market Flex Clause stating: “Chase shall be entitled, after consultation with Disney and the Borrower, to change the structure, terms, amount, or pricing of the Facility if the syndication has not been completed due to a change in the Hong Kong Dollar market and if Chase determines, after consultation with Disney and the Borrower, that such changes are advisable to ensure a successful syndication of the Facility” However, we understand that Chase is only trying to minimize its risks against the Hong Kong Dollar fluctuations which are reasonable concerns.
We are considerate towards them being so flexible and adaptive to our requirements. We also appreciate their creative aspects in the proposal. As Chase, we would want to implement a strong repayment strategy as payments are made 3-years after opening. We would demand payments as soon as the theme park opens. We could establish payments as a percentage of revenues or profit margin to ensure cash flows from the opening day. We old also be concerned with the political risk in Hong Kong given the short time since handover to china.
The lack of tangible assets as collateral is concerning for bank financing. Finally, the unusually long time horizon of the loan is also risky. Q: What syndication strategy would you recommend for the loan? Think in terms Of the number Of tiers, commitments and fees for each tier, nationality and number of banks, final hold positions, subordinating vs.. General syndication, etc. There are different 3 strategies which has different structural profiles and complications. Each of them varies role of Chase as an arranger f syndicated loans.
It was quite good time for loan syndication as there were good indications of market recovery and tightening of credit spreads which meant higher liquidity on the market. Chase would include other underwriters to reduce exposure risk and these underwriters would be confident in success of a deal due to favorable economic conditions and solid reputation of Chase bank as a lead international underwriter. What’s more there is another argument in favor of success – HOOK government agreed to provide subordinated loan of HAKE 6. Ban which is almost twice the size of syndicated loan provided by the banks. Talking about potential threats – there is a case of Disneyland in Europe where the deal didn’t go smoothly at all and also maturity of loan -? 15 years. Comparing it with average 3-5 years, it is possible to deduce that there are some long term risks, which are definitely undesirable for Chase. Also overall amount of loan is USED 423 million which is almost 3 times more than average syndicated loan issued by Chase in that year(1 999). O in the first strategy Chase would be single mandate arranger with 4 banks to act as sub-underwriters and lead arrangers (therefore getting higher fees) n exchange for HAKE MM commitment each. After that they will allocate it to 4 arrangers, 4 co-arrangers and 2 lead managers totaling number of banks as 15. Final allocations are as follows – Chase will arrange HAKE MM to itself. The same amount will be allocated to each of 4 lead arrangers (1 200 overall) and HAKE MM to each of 4 arrangers(1000 overall), HAKE MM to each of 4 co-arrangers(600) and HAKE MM to each of 2 lead managers(200).
Strategy works really well due to simplicity and the fact that Disney has to deal only with one lead bank, which will reduce its underwriting risks by syndicating the loan. Second strategy is less beneficial for Chase -? sharing mandate with 2 other banks and having joint underwriting commitment, which will mean less risks and also less returns and losing 2/3 of its fees(instead of being a main underwriter). However, except reducing risk, this decision has 2 other positive aspects. First, it satisfies Disney shareholder’s desire to have 3 underwriters.
Second, there will be much less sub-underwriting. Each of lead underwriters would split HAKE 3. 3 billion by arranging HAKE 1. 1 billion for each and passing it to 4 arrangers(HAKE 250 million each), 6 co-arrangers (HAKE 150 million each) ND 5 lead managers (HAKE 100 million each) leaving HAKE 300 million of loan commitment for each of 3 lead arrangers including Chase. Number of banks in deal – 18. Third strategy has advantages of first two. Chase will be sole mandate holder with no joint arrangers and there will be no sub- underwriting.
However Chase will carry more underwriting risk by allocating loan to 4 arrangers (HAKE MM each), 8 co-arrangers (HAKE MM each) and 8 lead managers (HAKE MM each). Number of banks in deal – 21 . Recommending potential strategy (out of these 3) we need to consider both internal (risk and fees) and external (ranking, name, status, economy). Chase is well known player on global market – it is in top 2 of top arrangers globally in 1 999 but it is not even in top 10 in Asian rankings for the same year.
This might mean that Chase has much lower presence in Asia and needs to improve its reputation as a top arranger. That could be essential because of recovery of Asia market and improved liquidity which will mean more opportunities for future. So in our personal opinion it needs to do everything to receive mandate solely posing itself as a competitor of HASH, BAN Omar etc. So it means that 2nd strategy will not contribute to strategic advantage because mandate needs to be shared with other top arrangers.
Choosing between 1st and 3rd it is important to mention risk factor, but at the same time fees and returns will be affected much less. In our opinion 3rd option might be too risky by skipping sub-underwriting face and causing additional effort to promote a syndicated loan to 20 other banks by Chase alone. Taking into account significance of its deal – it is more efficient to make it simpler, with sub-underwriting and less parties involved. This will minimize credit and uncertainty risk. The best solution for Chase is to choose the first strategy. Chase will arrange HAKE MM to itself.