Does The Boiler Explosion Policy Cover Concussion Or The Damage Caused By Flying Fragments To Other Property Belonging To The

Does the Boiler Explosion policy cover concussion or the damage caused by flying fragments to other property belonging to the insured?

Select one:

a.

No, that would be an intervening cause.

b.

Yes, as long as the property belongs to or is under the custody and control of the insured.

c.

No, cover is restricted to the vessel that exploded.

d.

Yes, if it is not an excluded event.

Expert Answer

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Step-by-step

The correct answer is:

b. Yes, as long as the property belongs to or is under the custody and control of the insured.

Reason:

Boiler explosion insurance typically includes coverage for damage to other property owned by, in the care of, or under the insured’s control in addition to the boiler itself. This is a common clause in boiler explosion insurance policies to offer thorough protection for the insured’s property as well as potential liability for damage brought on by the explosion to the property of others.

Explanation:

It ensures that both the insured’s property and other property within their control are covered for damage caused by the explosion.

THE INCORRECT OPTIONS ARE :

option (a)

Because it implies a “intervening cause,” which is not the typical requirement for coverage under a boiler explosion policy,

Option (c)

is incorrect because most boiler explosion policies cover more than just the exploding vessel.

Option (d),

which lacks the conditions under which coverage is applicable, is also incorrect. Typical boiler explosion policies specify the specific circumstances and circumstances under which coverage is offered.

The correct answer is:

b. Yes, as long as the property belongs to or is under the custody and control of the insured.