Selecting Trade Banker Sample: Technon International Free Sample

Technon International is a Canadian high-technology development house. focused on emerging engineerings in radio communications. Technon beginnings constituents in China and has offshore programming activities in India covering certain functionality in its new wrist watch PDA with MP3 and cellular capablenesss. Technon has several Canadian and international patents to protect its proprietary engineering. and has developed some strong non-disclosure understandings for usage with its assorted providers and concern spouses.

A little company established in Saskatchewan. Canada. Technon had been making most of its commercial banking through a local recognition brotherhood ( little. local membership-based Bankss ) . nevertheless. the company late received several interesting enquiries about exporting their latest invention. and realizes they need to develop a relationship with a fiscal services supplier with international banking and export finance expertness.

Technon has narrowed its options to three possible suppliers: a Canadian bank with solid certificates in trade finance. a taking UK-based planetary trade bank. and a mid-tier US regional bank that has expressed involvement in back uping the company’s enlargement to the United States. Technon is incorporated in Canada. and has rapidly achieved one-year gross revenues in the US $ 500. 000 scope. with strong borders and conservative growing projections of approximately 10 % per twelvemonth.

If export gross revenues are factored into the projections. Technon believes that growing rates in the 15-20 % scope are accomplishable. depending on the markets targeted. Asia is particularly promising. given the degree of investing in wireless engineering. and the high rate of acceptance of wireless engineering among all consumer sections.

The options

Technon recognizes the demand to take their banking relationship to a new degree in footings of international capablenesss. They continue to be loyal to the Credit Union which helped them to turn and spread out. and do non wish to wholly cut ties with the Credit Union. nevertheless. it is clearly clip to seek an establishment with proved international capablenesss.

Canadian Trade Finance Bank ( CTFB )

Canadian Trade Finance Bank is a big fiscal establishment and one of the top two suppliers in Canada. The bank has solid trade finance certificates and maintains a degree of expertness. every bit good as a set of merchandise and service offerings. which make it a feasible participant in the trade finance infinite.

Preliminary treatments suggest to Technon that their concern is a spot little for CTFB ; while the bank selling runs suggest that functioning SME’s is of import to the establishment. the CFO of Technon came off with the sense that CTFB would supply ‘vanilla’ trade finance services – basic merchandises and services applied to familiar dealing types – and would hold limited involvement or capacity to supply Technon with much-needed consultative services. On the other manus. CTFB pricing was clear and competitory. and Technon derived some comfort from covering with a local fiscal establishment. CTFB did bespeak that it would anticipate to go Technon’s primary banker.

UK International Bank ( UIB )

UK International Bank is a globally-recognized leader in international finance. planetary banking and trade finance. The UIB history representative in Canada indicated that the bank could offer any fluctuation of trade finance available in the market. had extended letter writer relationships ( including big state and bank lines of recognition ) . and could probably cover any dealing that Technon would prosecute. surely in the foreseeable hereafter. UIB besides offers a alone solution to open history and supply concatenation finance.

UIB is recognized as holding several first specializer squads in assorted countries. including high engineering. and has unrivalled contacts in Asia. which could turn out interesting to Technon in footings of future enlargement. UIB is a prime fiscal establishment. with pricing to fit. Technon executives wonder about the kineticss of a small-town company covering with a planetary fiscal establishment. UIB recognizes that it is a foreign establishment runing in Canada. and does non anticipate Technon to end its bing banking relationship.

First Trade Bank USA ( FTB )

First Trade Bank. USA. is a regional fiscal establishment and mid-tier US bank with trade finance operations and capablenesss centered around the US Midwest. and no Canadian presence to day of the month. FTB has had good success as a niche supplier of trade services. and has strong relationships with several Canadian concerns seeking to set up operations in the US. FTB offers an equal scope of trade merchandises. though Technon perceives that its consultative capablenesss are limited.

The Need

Technon has identified several major demands and outlooks in footings of international and trade finance banking merchandises and services. In add-on to widening extra recognition in support of planned international enlargement. the Company seeks to set up a relationship with a fiscal establishment that understands the challenges of a SME spread outing its international range.

The company expects to cover in both import and export minutess. in a combination of documental missive of recognition and unfastened history minutess. Its primary markets will be the United States. China. India and perchance a raid into the European Union through Ireland. Technon requires important support in footings of advisory services and transactional ‘hand-holding’ . and wishes to command overall banking costs. while guaranting entree to adequate financing—including pre-export funding. every bit good as the option to offer competitory funding options to its abroad purchasers.

The Decision Factors

You are a adviser retained to rede the CFO of Technon in footings of the fiscal facets of the Company’s international activities. See the company and its concern. likely nature of its international activities over the average term. specific transactional demands. every bit good as the three campaigner Bankss and their several offerings.

Committee On The Reform Of The Philippine Educational System Sample

  1. Schurman Commission besides known as the First Philippine Commission established by the US President William Mckinley on Jan. 20. 1899 headed by Dr. Jacob Schurman* recommended for the free public simple school.
  2. Taft Commission besides known as the Second Philippine Commission headed by Howard Taft created the Act No. 74 which established the Department of Public Instruction in Jan. 21. 1901 and established the Philippine Normal School which subsequently became Philippine Normal University  brought the thomasites in the Philippines.
  3. Filipino Legislature approved the Act No. 1870. which created the University of the Philippines in 1908.
  4. Educational Survey Commission besides known as the Monroe Survey in 1925 headed by Paul Monroe* recommended that the text editions and stuffs need to be adopted in the Philippines life.
  5. Economic Survey Commission in 1927 headed by Gilbert Perez of Bureau of Education recommended the constitution of the vocational instruction.
  6. Unesco Survey in 1948 headed by Mary Trevelyn recommended the prolongation of instruction plan from 10 old ages to 12 old ages.
  7. EDCOM Report in 1991 besides known as the Congressional Commission on Education  recommended the trifocalization of instruction system  due to this study it gave birth to Commission on Higher Education ( CHED ) and Technical Education and Skills Development Authority ( TESDA ) in 1994.
  8. Filipino Education Sector Survey of 1999 recommended the creative activity of new State Universities and Colleges and the conversion/ upgrading of bing province colleges into universities.
  9. Presidential Commission on Education Reform ( PCER ) 2000 created in 1998 by President Joseph E. Estrada to go on and construct on the work of the 1991 Congressional Commission on Education.
  10. Presidential Task Force to Assess. Plan and Monitor the Entire Education System ( PTFE ) in 2008  created by Executive Order No. 652 in 2007 headed by Ateneo de Manila University president Rev. Fr. Bienvenido F. Nebres. SJ. recommended the 12-year pre-university plan


We Are Not Responsible Analysis

The world is constantly becoming an increasingly more dangerous place, and in this day and age, everything has a warning label. Whether it’s a hairdryer, a computer keyboard, or even a simple toy, all manufactured products and structures around us have a label stuck on the side to protect us. It seems as if at least one person has managed to hurt themselves with every product and attraction in the world. The poem “We Are Not Responsible” by Heartbeat Mueller uses a familiar format, repetition, and underlying meanings to poke fun at the rules and norms of the society every one of us strive to achieve in.

The most visually noticeable part of this poem is the format. It isn’t written in familiar stanzas with any kind of meter or complex organization, but is simply a paragraph. The poem reads like the average disclaimer on the side of the television or amusement park ride. It reads first “We are not responsible for your lost or stolen relatives. ” (Line 1). Countless other disclaimers have taught people to expect the phrase to end “lost or stolen items,” but this line reads relatives.

The unexpected causes the reader to think beyond the surface and past what is obvious. The poem leaves it open as to why the victims are losing relatives, where they may be going, what happened to them, and how they can get them back. It’s a mystery that is left unsolved and is open for interpretation. The first line establishes the tone for the rest of the reading as indifferent and cold. “They’ don’t care about what’s happening to the victims’ families, possessions, or rights.

The repetition of “we” and “our” is very vague and leads to the understanding hat they may be a governing body over a large group of people. In lines 2 – 4, “We do not endorse the causes or claims of people begging for handouts”, Mullen shows the group’s resentment of the poor who cannot support themselves while lines 8 – 9, “If you cannot understand English, you will be moved out of the way. “, emphasize disrespect and segregation of those immigrating to the country “they’ control.

They seem to believe in only helping those exactly like themselves and are accepting of being the same as everyone else. We Are Not Responsible portrays several instances of racism and profiling. Foe were detained for interrogation because you fit the profile. ” (Lines 12 – 13) shows direct profiling of people based on skin color and dress; as if anyone can be completely understood by what they are wearing. “It’s not our fault you were born wearing a gang color. ” (Lines 15 – 16) displays further profiling based on perceptions.

It is not the individual’s fault for “wearing gang colors” either. People dress the way they dress and look the way they look because of personal preference, tradition, and heritage, not necessarily gangs and terrorism. Personal rights for the citizens of our country are guaranteed by the Constitution of The United States of America, and this poem illustrates direct disregard for those rights. Muff are not presumed to be innocent if the police have reason to suspect you are carrying a concealed wallet” (lines 13 – 15) shows the disregard for personal rights.

Nearly everyone carries a wallet and that statement says the personal right to be innocent until proven guilty doesn’t apply to certain people as the government contradicts to the law of having Miranda Rights read to an individual upon arrest. Further showing they can disregard a person’s rights as they feel necessary, the poem continues to maintain complete disrespect. The statement “Please remain calm, or we can’t be held responsible for what happens to you. (lines 19 – 20), leaves the lasting impression of utter control of the people by the governing body. If the victim is given any rights at all, they can be taken away for not remaining completely calm. Disallowing any sort of protest or outspoken actions keeps the population from changing the system. Past that point, the individuals have no rights, and the government doesn’t really care what happens to the victims in the end, as long as they are silenced and don’t cause any further trouble.

After looking under the surface of a simple disclaimer, it becomes clear this poem is truly showing the government’s faults. Lacking respect for immigrants, people of color, and anyone different than their own, they don’t have any preference or protection for those they feel need to be dealt with. At this point with the government, the only way to protect one’s self is to be quiet, not carry a wallet, stay alma, speak English, not fit the profile, and definitely not wear gang colors.

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